The new movement of power: why intelligent women require prenups

Summer weddings are in full swing and the fall of the fall is approaching, with September and October representing a third of all weddings per year, according to The Knot. While trends in the ideal months to marry rarely, women marrying in 2025 have fundamentally different financial profiles from previous generations.
Today’s brides are CEOs, founders of startups, creators and brand manufacturers, engineers, doctors, real estate investors, scientists and small businesses. They have negotiated complex actions, are growing companies and brands, and have acquired significant assets, women exceeding men in the realization of advanced grades of third cycle and the purchase of single -family houses. They will harvest the advantages of a “high wealth” estimated at 80 billions of dollars of assets inherited from the parents of baby-boomers, a wave that will considerably reshape our economy and our financial landscape.
But with regard to the institution of marriage, many of us still work according to the rules of an obsolete game book which deals with transparent conversations on financial planning as not romantic. It is time for this story to change. In fact, the first legal experience that each couple should have is not a will – it is a contract contract.
The paradox of modern marriage
Here is the uncomfortable truth: while women are now rid or do the same as their partners in almost half of marriages, this share being approximately tripled in the past 50 years, many come to marriage with less financial protection than they would accept in a commercial partnership. We would never launch a startup without equity agreements or will not join a business without understanding our remuneration package. Why is one of us ready to say “I do it” without a clear financial framework?
The paradox of modern marriage has conditioned us to consider the prenuptial agreements as an instrument of distrust which represents the planning of failure rather than success. This framing is not only fundamentally defective, it is financially dangerous.
This means companies
After divorce, women know almost twice the drop in income (41%) compared to men (23%), creating a long -term financial exhibition. For business owners and actions, the challenges are even more important: divorce can mean losing control of a company built from zero.
Among the customers of our online prenup platform, around 50% of our prenate initiators are women. They come with an understanding that having the most important financial conversations before marriage strengthens the foundation of their relationships, rather than weakening them. Dialogue on values, objectives, expectations and personal finances serves couples throughout their union. These couples understand that the contract of contract is a junction point, not a breaking point.
Modern women have discovered that employment contracts offer something more precious than the protection of assets. They offer a strategic advantage and a thoughtful framework for the financial partnership. Consider the PRESPUP as a business plan for the financial future of a marriage.
Meet today’s modern bride
Today’s modern couples use the constraint contract to respond to student loans debt, protect family businesses, clarify expectations concerning inheritance and establish financial limits on expenses and savings. A teacher marrying an AI engineer could use a contract contract to protect his pension while clarifying how he will manage the purchase options of the other. An independent designer might want to ensure that their creative business remains a separate property while building wealth shared with its marketing executive partner.
I recently spoke with Rachel, a creative entrepreneur and director of technology who signed a contract contract before her marriage in April 2025. His prenup contract did not aim to keep the assets of his partner. It was a question of creating clear expectations on the way in which they would strengthen the wealth together while protecting what everyone has brought to the relationship, including the social networks and the commercial ideas that they dream together or separately.
“I love that we lived in a time when risks are recovered by entrepreneurial women in wealth creation,” said Rachel. “The risks are not only on whom the house or the car gets. As women, it is time to remove stigma around the prenup, not only for us and our assets, but for our partners and (their assets) too. ”
Mélanie is just as important, who said to me: “I didn’t want individual financial errors to become our financial errors.”
A change of mentality for couples of generation Y and Gen Z
Women of the millennium and generation Z approach marriage with a fundamentally different state of mind. They saw their parents navigate difficult divorces without adequate protection. They saw friends lose businesses or the inheritance of disorderly separations. Above all, they understand that love and financial planning do not exclude each other. They are complementary.
This change is particularly pronounced among high employees. About 47% of newlyweds and committed couples aged 18 to 34 are now considering the prenup, recognizing that their financial success requires protection, like any other precious asset.
Normalize the contract
The path to follow obliges us to change our state of mind to consider the prenuptial agreement as a standard tool in money management and as essential to career planning than the negotiation of its salary or its equity in a job offer. This change has already started to take place due to successful and modern women who demonstrate that financial planning and romantic love can coexist harmoniously.
Women rewrite the financial game book for marriage are not pessimists who provide divorce. These are modern and wise optimists who believe that their relationships can manage honest and transparent conversations on money. These modern couples are more likely to withstand financial storms because they started by planning a sunny sky and rainy days.
In a world where financial independence is more at hand than ever, protecting this independence is not selfish. It’s intelligent. And intelligent people deserve marriages built on clarity, equity and mutual respect.
The question is not to know if you plan the worst. This is to know if you trust yourself enough to plan the future you deserve.
The opinions expressed in the Fortune.com comments are only the views of their authors and do not necessarily reflect the opinions and beliefs of Fortune.
https://fortune.com/img-assets/wp-content/uploads/2025/08/GettyImages-1397102107-e1755802384804.jpg?resize=1200,600